Online Banking
Banks have embraced the online channel as a way to lower costs, offer new services, and improve customer satisfaction. However, the online banking channel is threatened by rampant identity theft and fraud, which have decreased consumer confidence.

Brokerage
In October of 2006, hackers broke into accounts at two large U.S. brokerages to execute fraudulent trades in order to manipulate stock prices in a “Pump and Dump” scheme. The attack caused $22 million in losses to the brokerages and negative press exposure. TriCipher’s strong user and transaction authentication would have prevented the fraudsters from gaining access to the user’s accounts and/or manipulating individual transactions.

Healthcare
Healthcare organizations are moving patient records online to lower the costs of maintaining paper-based records and provide easy access to healthcare providers. However, moving patient records online exposes them to the emerging threat of medical identity theft or other improper user of patient medical information.

SSL VPN
The TriCipher ID Tool ToGo's self-provisioning option enables users to activate off-the-shelf USB smart drives and turn them into a portable hardware 2nd factor for authenticating to SSL VPNs. With no hardware to provision, businesses can lower authentication hardware provisioning and replacement costs while making remote access to the enterprise network more convenient for users.

Credit Card Processing
A single security breach can result in millions of credit cards and customer records being exposed to fraud and identity theft. To protect customer information, the Payment Card Industry (PCI) has implemented a data security standards that requires organization handling credit card information to encrypt cardholder data and protect access to the encryption keys used to encrypt the data. In addition, credit card processors provide their bank and merchant customers with web-based access to customer information that needs to be protected with strong authentication.